If you’ve got a good job and some cash put away, you’re probably ready to buy your first home. If you’re renting, you’re paying someone else’s mortgage when you could be paying your own. If you’re living at home, you may be able to move out sooner than you thought.
The first step is to talk to a mortgage professional who can tell you pretty quickly whether or not you are ready to buy. And a good mortgage professional will be able to help you with a plan so that you are ready by helping you clear up any credit problems or suggesting a plan to save some money for a down payment.
Next, you need a real estate Broker who you trust and who puts your needs ahead of their own. Interview a few. Ask about their experience and knowledge. Ask how many transactions they had last year. You’re looking for a balance between “way too busy for you” and “I need you to buy this house today so I can make my next car payment”. Will your Real Estate Broker be happy to answer your home maintenance questions years after you’ve moved in?
Call or message me at 905-466-7992 to get some answers!
Heather Belsito, Broker, Stonemill Realty Inc., Brokerage